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Funds of the supplementary pension savings in the pension system of the Czech Republic
FERJANČIČOVÁ, Aneta
This bachelor's thesis focuses on supplementary pension savings. The aim is to compare supplementary pension savings funds according to selected criteria and to evaluate the impact of the pension reform on the selected market segment. The main purpose is to present specific products of the financial market which are pension companies including their pension funds which operate on the pension market in the Czech Republic. Furthn the work includes the analysis of pension funds according to selected criteria. The funds are evaluated according to the calculation of the real appreciation, standard deviation, cost of the given funds, share of pension companies in the market and according to other criteria. In conclusion, the simple sum of the ranking method is used, which evaluates the best supplementary pension fund.
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Funds of the supplementary pension savings in the pension system of the Czech Republic
MACHOVÁ, Jana
This bachelor thesis deals with problems asociated with pensions scheme in the Czech Republic and judge the effect of the pension reform on this market segment. The theoretical part is focused on the general characteristics of pension systems, history and present development of the pension scheme in the Czech Republic. It also describes transformed and participant funds and explain their origins. The practical part compares the strategy and revenues of pension companies operating in the Czech Republic. Pension companies are evaluated on the basis of the number of participants, including their deposits and the number of funds offered, which are evaluated on the basis of their profitability and risk. At the end of the work, the best pension company is evaluated based on a simple sum order method for real data.
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Pension savings premium
Havlanová, Jana ; Boháč, Radim (advisor) ; Karfíková, Marie (referee)
Contributions for pension savings This thesis in the first place deals with the contributions of pension savings and the process of it's administration. The purpose of my thesis is a description, analysis and evaluation method of selection contributions for pension savings. The thesis is based on some new concepts that are associated with administration of insurance. It means that new contributions for pension savings are closer to taxes than to the premiums for social security. The basic source of legislation is Act No. 397/2012 Collection of Laws, about contributions for pension savings (ACPS). This thesis is divided systematically into six chapters. The first chapter is introductory. This chapter defines the aim, the methods of use and literature. The second chapter briefly describes the implementation of the pension reform, focusing on II. pillar, it's current status, proposed changes and possible future developments. The largest chapter is Chapter Three - financing of retirement savings. The starting point for description, analysis and evaluation of the regulation of contributions is Comment to the Act about contributions for pension savings. The third chapter is divided into five parts - Legislation before taking ACPS, approval of new legislation, contributions, administration of contributions...
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Financial and legal regulation of pension companies and pension funds
Jahodová, Iva ; Kohajda, Michael (advisor) ; Kotáb, Petr (referee)
Legal regulation of pension companies and pension funds The Master's thesis concentrates on the main issues of the legal regulation of pension companies, the designated providers of pension savings and supplementary pension savings in the Czech Republic. The thesis evaluates the reform of the pension schemes constituted by Act No. 426/2011 Coll., on Pension Savings, Act No. 427/2011 Coll., on Supplementary Pension Savings, and Act No. 428/2011 Coll., amending Certain Acts in Connection with the Adoption of the Act on Pension Savings and the Act on Supplementary Pension Savings. The thesis is divided into nine chapters. Chapter 1 is an introductory part defining the purpose of the thesis. Chapter 2 describes the pension savings regulation in the Czech Republic prior to the reform's effective date (i.e., 1 January 2013). Chapter 3 describes the pension reform and its justification. Chapter 4 concentrates on the pension companies as the managers of pension funds and supplementary pension funds. The regulation of pension funds is described in Chapter 5 while the regulation of supplementary pension funds is described in Chapter 6. Chapter 7 deals with the regulation of the (supplementary) pension funds' distribution. Chapter 8 suggests certain modifications of the reform package and discusses possible...
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Pension reform in the Czech Republic
Vejr, David ; Zámečník, Petr (advisor) ; Smrčka, Luboš (referee)
This bachelor thesis deals with the changes related to the approval of the pension reform. The first part describes the demographic development, reasons for private savings and description of the functioning of pension compared to changes valid from 1st January of 2013, an only one state-supported retirement savings. The second section describes changes on the initial savings and the introduction of new products, disassembling and subsequent evaluation of their advantages and disadvantages. Concluding, the main reasons are evaluated for pension reform and recommendations for citizens of the Czech Republic.
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Analysis of the results of the current pension reform by the end of 2013 and the comparison of their possible alternative solutions
Baxa, Daniel ; Pavlíček, Tomáš (advisor) ; Prachař, Ondřej (referee)
My bachelor thesis analyzes the existing results of the current pension reform after the first year since its inception, i.e. its state as of the end of the year 2013. My work focuses on the current results, which the pension reform has achieved since its creation, it evaluates the numbers of participants, their composition, and last but not least, their influence on the feasibility of the entire II. Pillar. Considering the negative results of the achievements of the reform in comparison to its expected goals, my work also delivers suggestions for steps toward improvement, which can be applied as rectification of the current state of the reform. As such, the thesis outlines and compares steps which must be taken immediately after the demise of the II pillar of pension reform, and further compares proposals of solutions which can be taken into account as alternatives for the reform of the pension system, whereby foreign solutions are also considered. The consequence of this thesis can be a recommendation as to how to deal with the current condition of the pension reform, so that negative impacts of its failure can be eliminated as soon as possible. The conclusion of the thesis attempts to also provide a positive view of pension reform.
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Employee Benefits under the Czech Law
Klouparová, Iveta ; Müllerová, Libuše (advisor) ; Valášková, Mariana (referee)
The thesis deals with the topic of employee benefits in the Czech Republic. At first, the thesis sets employee benefits to specific area of the company, which is an in-house social policy of the company. Following part deals with the legislative framework, which regulates the providing of these benefits in 2015. The thesis includes a chapter describing the employee benefits, their structure and their various distribution systems. Analysis of the trends in the provision of employee benefits creates another part of the thesis. Three types of employee benefits are analyzed in detail: meal allowances, educational allowances and contributions to employees' pension savings. In the conclusion of thesis is explored the whole system of employee benefits used in the company Siemens Ltd., where are analyzed its individual benefits and includes evaluation of a questionnaire.
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Analysis of finacial products for funding of houshold's financial needs
Soukupová, Martina ; Ducháčková, Eva (advisor)
The structure of tjs bachelor work is divided in 3 separate parts. I am describing particular financial needs of a general household in the first chapter. The second chapter contains details of developing sufficient financial sources and reserves for retirement by way of financial products, which include supplementary insurance and pension funds. The last part describes means of protecting health hazard using various private insurance modifications.
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